/* B&Y Cargo — shared stylesheet (redesign, front-end only) */
:root {
  --navy: #0a1a33;
  --navy-2: #0f2547;
  --navy-3: #14315e;
  --amber: #f7a600;
  --amber-dark: #d99200;
  --ink: #1a2333;
  --muted: #5b6779;
  --bg: #ffffff;
  --bg-alt: #f5f7fa;
  --line: #e5e9f0;
  --radius: 12px;
  --shadow: 0 6px 24px rgba(10, 26, 51, 0.08);
  --container: 1280px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: "Inter", "Segoe UI", system-ui, -apple-system, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 16px;
}

img { max-width: 100%; display: block; }

a { color: inherit; text-decoration: none; }

.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 26px; border-radius: 8px; font-weight: 700;
  font-size: 15px; cursor: pointer; border: 2px solid transparent;
  transition: all .2s ease; white-space: nowrap;
}
.btn-amber { background: var(--amber); color: var(--navy); }
.btn-amber:hover { background: var(--amber-dark); }
.btn-outline-light { border-color: #fff; color: #fff; background: transparent; }
.btn-outline-light:hover { background: #fff; color: var(--navy); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-3); }
.btn-sm { padding: 9px 18px; font-size: 14px; }

/* ---------- Top bar ---------- */
.topbar {
  background: var(--navy); color: #fff; font-size: 13px;
}
.topbar .container {
  display: flex; justify-content: space-between; align-items: center;
  padding-top: 8px; padding-bottom: 8px; gap: 16px; flex-wrap: wrap;
}
.topbar a { color: #d7deea; }
.topbar a:hover { color: var(--amber); }
.topbar .contacts { display: flex; gap: 20px; flex-wrap: wrap; }

/* ---------- Header / nav ---------- */
.site-header {
  background: #fff; position: sticky; top: 0; z-index: 100;
  border-bottom: 1px solid var(--line);
}
.site-header .container {
  display: flex; align-items: center; justify-content: space-between;
  padding-top: 14px; padding-bottom: 14px; gap: 24px;
}
.logo { display: flex; align-items: center; gap: 10px; font-weight: 800; line-height: 1.05; }
.logo .mark { width: 52px; height: 42px; flex: none; }
.logo .word { font-size: 20px; letter-spacing: .5px; color: var(--navy); }
.logo .word span { color: var(--amber); display: block; font-size: 14px; letter-spacing: 3px; }
.logo-img { height: 64px; width: auto; display: block; }
.logo-footer { display: inline-flex; background: #fff; padding: 8px 14px; border-radius: 10px; }
/* Amber frame ties the blue official logo into the site's gold accents (header only) */
.site-header .logo { border: 2px solid var(--amber); border-radius: 10px; padding: 4px 12px; }

.nav { display: flex; align-items: center; gap: 26px; }
.nav a { font-weight: 600; font-size: 15px; color: var(--ink); padding: 4px 0; position: relative; }
.nav a::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 2px;
  background: var(--amber); transform: scaleX(0); transform-origin: left;
  transition: transform .25s ease;
}
.nav a:hover, .nav a.active { color: var(--navy); }
.nav a:hover::after, .nav a.active::after { transform: scaleX(1); }

.nav-toggle { display: none; background: none; border: 0; font-size: 26px; color: var(--navy); cursor: pointer; }

/* ---------- Hero ---------- */
.hero { position: relative; overflow: hidden; background: var(--navy-2); color: #fff; }
.hero::before {
  content: ""; position: absolute; inset: 0;
  background:
    linear-gradient(100deg, rgba(10,26,51,.96) 0%, rgba(10,26,51,.85) 45%, rgba(10,26,51,.45) 100%),
    var(--hero-img, var(--navy-2)) var(--hero-pos, center)/cover no-repeat;
}
.hero .container { position: relative; padding-top: 90px; padding-bottom: 70px; max-width: var(--container); }
.hero .kicker {
  display: inline-block; background: rgba(247,166,0,.15); color: var(--amber);
  font-weight: 700; font-size: 13px; letter-spacing: 2px; text-transform: uppercase;
  padding: 6px 14px; border-radius: 999px; margin-bottom: 20px;
}
.hero h1 { font-size: clamp(34px, 5vw, 64px); line-height: 1.12; font-weight: 800; max-width: 720px; }
.hero h1 em { color: var(--amber); font-style: normal; }
.hero p.lead { margin: 18px 0 30px; font-size: 19px; color: #c9d3e2; max-width: 560px; }
.hero .cta-row { display: flex; gap: 14px; flex-wrap: wrap; }

/* Hero variant: text on the right (used when the photo subject sits on the left) */
.hero.hero--right::before {
  background:
    linear-gradient(260deg, rgba(10,26,51,.96) 0%, rgba(10,26,51,.85) 45%, rgba(10,26,51,.45) 100%),
    var(--hero-img, var(--navy-2)) var(--hero-pos, center)/cover no-repeat;
}
.hero.hero--right .container { text-align: right; }
.hero.hero--right h1, .hero.hero--right p.lead { margin-left: auto; }
.hero.hero--right .cta-row { justify-content: flex-end; }

/* Feature strip under hero */
.feature-strip { background: var(--navy-2); color: #fff; border-top: 1px solid rgba(255,255,255,.08); }
.feature-strip .container {
  display: grid; grid-template-columns: repeat(5, 1fr); gap: 18px;
  padding-top: 26px; padding-bottom: 26px;
}
.feature { display: flex; gap: 12px; align-items: flex-start; }
.feature .ico { color: var(--amber); flex: none; width: 30px; height: 30px; }
.feature h4 { font-size: 15px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px; }
.feature p { font-size: 14px; color: #aab6c8; line-height: 1.45; }

/* ---------- Sections ---------- */
.section { padding: 72px 0; }
.section.alt { background: var(--bg-alt); }
.section-head { text-align: center; max-width: 640px; margin: 0 auto 44px; }
.section-head .eyebrow {
  color: var(--amber-dark); font-weight: 700; letter-spacing: 2px;
  text-transform: uppercase; font-size: 13px;
}
.section-head h2 { font-size: clamp(28px, 3.4vw, 44px); line-height: 1.2; margin-top: 8px; color: var(--navy); }
.section-head p { color: var(--muted); margin-top: 12px; }

/* ---------- Route / service cards ---------- */
.card-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.card-grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  overflow: hidden; box-shadow: var(--shadow); transition: transform .2s ease, box-shadow .2s ease;
  display: flex; flex-direction: column;
}
.card:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(10,26,51,.14); }
.card .thumb { aspect-ratio: 16 / 10; background: var(--navy-2); object-fit: cover; width: 100%; }
.card .body { padding: 20px; flex: 1; display: flex; flex-direction: column; }
.card h3 { font-size: 19px; color: var(--navy); margin-bottom: 6px; }
.card p { font-size: 15px; color: var(--muted); flex: 1; }
.card .link { margin-top: 14px; font-weight: 700; font-size: 14px; color: var(--amber-dark); }
.card .link:hover { color: var(--navy); }

/* ---------- Stats band ---------- */
.stats-band { background: var(--navy); color: #fff; }
.stats-band .container {
  display: grid; grid-template-columns: repeat(5, 1fr); gap: 20px;
  padding-top: 48px; padding-bottom: 48px; text-align: center;
}
.stat .num { font-size: 40px; font-weight: 800; color: var(--amber); }
.stat .lbl { font-size: 13.5px; color: #aab6c8; text-transform: uppercase; letter-spacing: 1px; margin-top: 4px; }

/* ---------- Partners band ---------- */
.partners-band { background: var(--navy); color: #fff; }
.partners-band .container { padding-top: 60px; padding-bottom: 60px; text-align: center; }
.partners-title { color: #fff; font-size: 22px; font-weight: 800; text-transform: uppercase; letter-spacing: 2px; margin-bottom: 32px; }
.partners-row { display: flex; align-items: center; gap: 24px 30px; flex-wrap: wrap; justify-content: center; }
.partner-chip { background: #fff; border-radius: 10px; padding: 20px 28px; display: inline-flex; align-items: center; justify-content: center; max-width: 100%; box-sizing: border-box; }
.partner-chip img { height: 62px; width: auto; max-width: 100%; object-fit: contain; display: block; }

/* ---------- Rates section ---------- */
.rates-wrap { display: grid; grid-template-columns: 1.1fr .9fr 1fr; gap: 26px; align-items: start; }

.rate-filters { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 22px; }
.rate-filters button {
  padding: 9px 18px; border-radius: 8px; border: 1px solid var(--line); background: #fff;
  font-family: inherit; font-size: 14px; font-weight: 600; color: var(--ink); cursor: pointer;
  transition: all .2s ease;
}
.rate-filters button:hover { border-color: var(--amber); color: var(--navy); }
.rate-filters button.active { background: var(--navy); color: #fff; border-color: var(--navy); }

.rates-table { width: 100%; border-collapse: collapse; background: #fff; border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
.rates-table th, .rates-table td { padding: 13px 16px; text-align: left; font-size: 14px; }
.rates-table thead th {
  background: var(--navy); color: #fff; text-transform: uppercase;
  font-size: 12px; letter-spacing: 1px;
}
.rates-table tbody tr:nth-child(even) { background: var(--bg-alt); }
.rates-table td.price { font-weight: 700; color: var(--navy); white-space: nowrap; }

.quote-box {
  background: var(--navy); border-radius: var(--radius); padding: 26px; color: #fff;
  box-shadow: var(--shadow);
}
.quote-box h3 { color: var(--amber); font-size: 15px; text-transform: uppercase; letter-spacing: 1.5px; margin-bottom: 18px; }
.quote-box .field { margin-bottom: 12px; }
.quote-box input, .quote-box select {
  width: 100%; padding: 12px 14px; border-radius: 8px; border: 1px solid var(--navy-3);
  background: var(--navy-2); color: #fff; font-size: 14px; font-family: inherit;
}
.quote-box input::placeholder { color: #8fa0b8; }
.quote-box .row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.quote-box .btn { width: 100%; justify-content: center; margin-top: 6px; }
.quote-box .note { font-size: 12.5px; color: #aab6c8; margin-top: 12px; display: flex; align-items: center; gap: 8px; }
.quote-box .note svg { flex: none; }
.quote-result { display: none; margin-top: 14px; padding-top: 14px; border-top: 1px solid var(--navy-3); }
.quote-result .quote-price { font-size: 32px; font-weight: 800; color: var(--amber); line-height: 1.1; }
.quote-result .quote-sub { font-size: 12.5px; color: #aab6c8; margin: 8px 0 14px; }
.quote-result .btn { width: 100%; justify-content: center; }

.rates-photo { border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); position: relative; min-height: 320px; }
.rates-photo img { width: 100%; height: 100%; object-fit: cover; position: absolute; inset: 0; }
.rates-photo .badge {
  position: absolute; left: 16px; bottom: 16px; background: rgba(10,26,51,.92);
  color: #fff; padding: 14px 18px; border-radius: 10px; font-weight: 800; font-size: 14px;
  display: flex; gap: 10px; align-items: center;
}
.rates-photo .badge svg { color: var(--amber); }

/* ---------- Agent banner ---------- */
.agent-banner {
  border: 2px solid var(--amber); background: #fffaf0; border-radius: var(--radius);
  padding: 36px; display: grid; grid-template-columns: 1fr auto; gap: 28px; align-items: center;
}
.agent-banner h2 { color: var(--navy); font-size: 26px; margin-bottom: 8px; }
.agent-banner p { color: var(--muted); max-width: 560px; }
.agent-perks { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; margin-top: 26px; text-align: center; }
.perk .ico { color: var(--amber-dark); margin: 0 auto 8px; width: 34px; height: 34px; }
.perk h4 { font-size: 14px; color: var(--navy); }
.perk p { font-size: 12.5px; color: var(--muted); }

/* ---------- How it works ---------- */
.steps { display: grid; grid-template-columns: repeat(5, 1fr); gap: 10px; align-items: start; counter-reset: step; }
.step { text-align: center; position: relative; padding: 0 8px; }
.step .bubble {
  width: 64px; height: 64px; margin: 0 auto 12px; border-radius: 50%;
  border: 2px solid var(--amber); display: flex; align-items: center; justify-content: center;
  color: var(--navy); background: #fff; position: relative;
}
.step .bubble::after {
  counter-increment: step; content: counter(step);
  position: absolute; top: -6px; right: -6px; width: 22px; height: 22px; border-radius: 50%;
  background: var(--amber); color: var(--navy); font-size: 12px; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
}
.step h4 { font-size: 14px; color: var(--navy); text-transform: uppercase; letter-spacing: .5px; }
.step p { font-size: 13px; color: var(--muted); }
.step:not(:last-child)::after {
  content: "→"; position: absolute; right: -8px; top: 22px; color: var(--amber); font-size: 20px;
}

/* ---------- Page hero (inner pages) ---------- */
.page-hero { background: var(--navy); color: #fff; }
.page-hero .container { padding-top: 54px; padding-bottom: 54px; }
.page-hero h1 { font-size: clamp(28px, 4vw, 42px); }
.breadcrumb { font-size: 13.5px; color: #aab6c8; margin-top: 8px; }
.breadcrumb a:hover { color: var(--amber); }
.breadcrumb .sep { margin: 0 8px; color: #55647c; }

/* ---------- Generic content helpers ---------- */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; }
.check-list { list-style: none; margin-top: 16px; }
.check-list li { padding-left: 30px; position: relative; margin-bottom: 10px; color: var(--ink); }
.check-list li::before {
  content: "✓"; position: absolute; left: 0; top: 0; width: 20px; height: 20px;
  background: var(--amber); color: var(--navy); border-radius: 50%; font-size: 12px; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
}

.note-box {
  background: #fffaf0; border: 1px solid #f3ddb0; border-radius: 10px;
  padding: 14px 18px; font-size: 14px; color: #6b5518; margin-top: 20px;
}

/* ---------- Instagram feed ---------- */
.ig-section { background: linear-gradient(180deg, #ffffff 0%, #f3f1fb 100%); }
.ig-head .ig-glyph {
  width: 58px; height: 58px; border-radius: 16px; color: #fff;
  display: inline-flex; align-items: center; justify-content: center; margin-bottom: 14px;
  background: linear-gradient(45deg, #feda75, #fa7e1e 25%, #d62976 50%, #962fbf 75%, #4f5bd5);
  box-shadow: 0 10px 24px rgba(150, 47, 191, .30);
}
.ig-head .ig-handle { margin-top: 6px; font-weight: 700; }
.ig-head .ig-handle a { color: var(--amber-dark); }
.ig-head .ig-handle a:hover { color: var(--navy); }
.ig-lane { position: relative; }
.ig-lane::before, .ig-lane::after {
  content: ""; position: absolute; top: 0; bottom: 0; width: 56px; z-index: 2; pointer-events: none;
  opacity: 0; transition: opacity .25s ease;
}
.ig-lane::before { left: 0; background: linear-gradient(to right, #f4f2fb, rgba(244, 242, 251, 0)); }
.ig-lane::after { right: 0; background: linear-gradient(to left, #f4f2fb, rgba(244, 242, 251, 0)); }
.ig-lane.show-left::before { opacity: 1; }
.ig-lane.show-right::after { opacity: 1; }
.ig-feed {
  display: flex; gap: 22px; overflow-x: auto; scroll-snap-type: x mandatory;
  padding: 12px 2px 22px; scroll-padding: 0 2px; -webkit-overflow-scrolling: touch;
}
.ig-feed::-webkit-scrollbar { height: 8px; }
.ig-feed::-webkit-scrollbar-thumb { background: rgba(10, 26, 51, .18); border-radius: 8px; }
.ig-feed::-webkit-scrollbar-track { background: transparent; }
.ig-card { flex: 0 0 auto; scroll-snap-align: start; border-radius: 16px; overflow: hidden; box-shadow: var(--shadow); transition: transform .25s ease, box-shadow .25s ease; }
.ig-card:hover { transform: translateY(-6px); box-shadow: 0 16px 36px rgba(10, 26, 51, .16); }
.ig-card .instagram-media { margin: 0 !important; }

.footer-review { display: inline-flex; align-items: center; gap: 7px; margin-top: 14px; font-size: 14px; font-weight: 700; color: var(--amber); }
.footer-review:hover { color: #fff; }

/* ---------- Contact office map ---------- */
.map-tabs { display: flex; gap: 8px; margin-bottom: 10px; flex-wrap: wrap; }
.map-tab {
  font-family: inherit; font-size: 13px; font-weight: 700; cursor: pointer;
  padding: 7px 15px; border-radius: 999px; border: 1px solid var(--line);
  background: #fff; color: var(--navy); transition: background .2s ease, border-color .2s ease, color .2s ease;
}
.map-tab:hover { border-color: var(--amber); }
.map-tab.active { background: var(--amber); border-color: var(--amber); color: var(--navy); }
.office-map-frame { display: block; width: 100%; height: 300px; border: 0; border-radius: 12px; box-shadow: var(--shadow); }

/* Google "G" mark — inline in review links, and as a badge above the contact CTA */
.g-mark { width: 1.05em; height: 1.05em; flex: none; vertical-align: -0.18em; }
.g-glyph {
  width: 58px; height: 58px; border-radius: 16px; background: #fff;
  display: inline-flex; align-items: center; justify-content: center; margin-bottom: 14px;
  box-shadow: 0 6px 18px rgba(10, 26, 51, .12);
}
.g-glyph svg { width: 30px; height: 30px; }

/* ---------- Legal pages (privacy policy, terms) ---------- */
.legal h2 { color: var(--navy); font-size: 21px; margin: 32px 0 10px; }
.legal p, .legal li { line-height: 1.7; }
.legal .check-list li { color: var(--muted); }

/* ---------- FAQ ---------- */
.faq-list { max-width: 760px; margin: 0 auto; }
.faq-item { border: 1px solid var(--line); border-radius: 10px; margin-bottom: 12px; background: #fff; overflow: hidden; }
.faq-item summary {
  cursor: pointer; padding: 18px 20px; font-weight: 700; color: var(--navy);
  list-style: none; display: flex; justify-content: space-between; align-items: center;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after { content: "+"; font-size: 22px; color: var(--amber-dark); }
.faq-item[open] summary::after { content: "–"; }
.faq-item .answer { padding: 0 20px 18px; color: var(--muted); font-size: 15px; }

/* ---------- Forms (static demo) ---------- */
.form-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; box-shadow: var(--shadow); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-grid .full { grid-column: 1 / -1; }
.form-card label { font-size: 13px; font-weight: 600; color: var(--navy); display: block; margin-bottom: 5px; }
.form-card input, .form-card select, .form-card textarea {
  width: 100%; padding: 12px 14px; border: 1px solid var(--line); border-radius: 8px;
  font-size: 14.5px; font-family: inherit; background: var(--bg-alt);
}
.form-card textarea { min-height: 120px; resize: vertical; }
.form-card input:focus, .form-card select:focus, .form-card textarea:focus {
  outline: 2px solid var(--amber); border-color: var(--amber); background: #fff;
}

/* ---------- Tracking timeline ---------- */
.timeline { list-style: none; position: relative; padding-left: 30px; }
.timeline::before { content: ""; position: absolute; left: 9px; top: 6px; bottom: 6px; width: 2px; background: var(--line); }
.timeline li { position: relative; padding-bottom: 24px; }
.timeline li::before {
  content: ""; position: absolute; left: -30px; top: 4px; width: 20px; height: 20px;
  border-radius: 50%; background: #fff; border: 2px solid var(--line);
}
.timeline li.done::before { background: #1d9e55; border-color: #1d9e55; }
.timeline li .t-title { font-weight: 700; color: var(--navy); font-size: 15px; }
.timeline li .t-date { font-size: 13px; color: var(--muted); }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy); color: #c9d3e2; margin-top: 72px; }
.site-footer .container { padding-top: 56px; padding-bottom: 24px; }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr 1fr 1fr; gap: 36px; }
.site-footer h4 { color: #fff; font-size: 15px; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 14px; }
.site-footer a:hover { color: var(--amber); }
.site-footer ul { list-style: none; }
.site-footer li { margin-bottom: 9px; font-size: 14.5px; }
.site-footer .office p { font-size: 14px; margin-bottom: 8px; }
.site-footer .office .tel { color: var(--amber); font-weight: 700; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1); margin-top: 40px; padding-top: 20px;
  display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; font-size: 13.5px; color: #8fa0b8;
}
.socials { display: flex; gap: 14px; }
.socials a { display: flex; width: 34px; height: 34px; border-radius: 50%; background: var(--navy-2); align-items: center; justify-content: center; }
.socials a:hover { background: var(--amber); color: var(--navy); }

/* ---------- WhatsApp float ---------- */
.wa-float {
  position: fixed; right: 22px; bottom: 22px; z-index: 200;
  background: #25d366; color: #fff; width: 56px; height: 56px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center; box-shadow: 0 8px 24px rgba(0,0,0,.25);
  transition: transform .2s ease;
}
.wa-float:hover { transform: scale(1.06); }

/* ---------- Motion (scroll reveal via script.js + micro-interactions) ---------- */
.card .thumb { transition: transform .45s ease; }
.card:hover .thumb { transform: scale(1.05); }
.card .link { transition: transform .25s ease, color .2s ease; }
.card:hover .link { transform: translateX(5px); }

@media (prefers-reduced-motion: no-preference) {
  .reveal { opacity: 0; transform: translateY(22px); transition: opacity .6s ease, transform .6s ease; }
  .reveal.in { opacity: 1; transform: none; }

  /* Hero: staggered entrance + slow zoom on the photo */
  .hero::before { animation: hero-zoom 16s ease-out forwards; }
  @keyframes hero-zoom { to { transform: scale(1.08); } }
  .hero .kicker, .hero h1, .hero .lead, .hero .cta-row { animation: rise .7s ease both; }
  .hero h1 { animation-delay: .12s; }
  .hero .lead { animation-delay: .24s; }
  .hero .cta-row { animation-delay: .36s; }
  @keyframes rise { from { opacity: 0; transform: translateY(18px); } }

  /* WhatsApp float: gentle pulse ring */
  .wa-float::after { content: ""; position: absolute; inset: 0; border-radius: 50%; animation: wa-pulse 2.5s ease-out infinite; }
  @keyframes wa-pulse {
    from { box-shadow: 0 0 0 0 rgba(37, 211, 102, .45); }
    to { box-shadow: 0 0 0 16px rgba(37, 211, 102, 0); }
  }
}

/* ---------- Responsive ---------- */
@media (max-width: 980px) {
  .feature-strip .container, .stats-band .container, .steps { grid-template-columns: repeat(3, 1fr); }
  .card-grid, .card-grid.cols-3 { grid-template-columns: repeat(2, 1fr); }
  .rates-wrap { grid-template-columns: 1fr; }
  .rates-photo { min-height: 240px; }
  .two-col, .footer-grid { grid-template-columns: 1fr 1fr; }
  .agent-banner { grid-template-columns: 1fr; }
  .agent-perks { grid-template-columns: repeat(2, 1fr); }
  .step:not(:last-child)::after { display: none; }
  .nav { gap: 16px; }
  .nav a { font-size: 14px; }
}

@media (max-width: 700px) {
  .nav {
    display: none; position: absolute; top: 100%; left: 0; right: 0;
    background: #fff; flex-direction: column; padding: 18px 24px; gap: 16px;
    border-bottom: 1px solid var(--line); box-shadow: var(--shadow); align-items: flex-start;
  }
  .nav.open { display: flex; }
  .nav-toggle { display: block; }
  .header-cta { display: none; }
  .feature-strip .container, .stats-band .container { grid-template-columns: repeat(2, 1fr); }
  .card-grid, .card-grid.cols-3, .steps, .two-col, .footer-grid, .form-grid, .agent-perks { grid-template-columns: 1fr; }
  .topbar .contacts { gap: 12px; }
  .section { padding: 52px 0; }
  .hero .container { padding-top: 60px; padding-bottom: 50px; }
}